Sukanya Samriddhi Yojana: Daughters are born in the house of the lucky one. Keeping in mind the future of the daughters, all the schemes are being run by the Modi government. Recently, ‘Sukanya Samridhi Yojana’ was started by the Central Government. On investing in this, investment is exempted like Section 80C of Income Tax. Let us know about the 5 big changes that took place in the last days.
Account can be closed before the stipulated time:
The account opened under Sukanya Samriddhi Yojana could be closed in the first two situations. First if the daughter dies and second if the address of the daughter changes. But after the new change, the life-threatening illness of the account holder has also been included in it. The account can be closed prematurely even in the event of the death of the guardian.
Now the account of ‘third’ daughter can also be opened:
Earlier in this scheme, the benefit of tax exemption under 80C was available only on the account of two daughters. This benefit was not available on the third daughter. Under the new rule, if two twin daughters are born after one daughter, then there is a provision to open an account for both of them.
Interest rate will not change on default account:
It is necessary to deposit at least Rs 250 in the account annually. In case of non-deposit of this amount, the account is considered as default. But under the new rules, if the account is not activated again, then till maturity, interest will continue to be paid at the applicable rate on the amount deposited in the account. Earlier, the defaulted accounts used to earn interest at the rate applicable to the Post Office Savings Account.
Rules for operating the account:
Earlier the rule was that the daughter could operate the account only after 10 years. But under the new rules, the daughter will not be allowed to operate the account before the age of 18. Prior to that, only the parent would continue to operate the account.
Also important to know:
Under the new rules, the provision of reversing the wrong interest in the account has been removed. Apart from this, the annual interest of the account will be credited at the end of every financial year.
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