Sarkari Yojana 2022: Married people will get 10000 rupees every month! Yes, any Indian citizen of 18 to 40 years can invest in this scheme and can take advantage of the scheme.
Sarkari Yojana 2022: After working till one age, everyone wants that his life should be cut comfortably in old age. But to live a comfortable life in old age, one has to save in time. Although everyone invests for old age, but today we are going to tell you about such a scheme which will give you a pension of 10000 rupees every month to married people.
Actually Atal Pension Yojana was started in the year 2015. At that time it was started for the people working in the unorganized sectors, but now any Indian citizen of 18 to 40 years can invest in this scheme and can take advantage of the pension scheme. Those who have an account in a bank or post office can easily invest in it. In this scheme, the depositors start getting pension after 60 years.
Atal Pension Scheme is such a government scheme in which the investment made by you depends on your age. Under this scheme, you can get a minimum monthly pension of Rs 1,000, Rs 2000, Rs 3000, Rs 4000 and maximum Rs 5,000. It is a safe investment in which if you want to register then you need to have a savings account, Aadhar number and a mobile number.
Under this scheme, people of 18 to 40 years can make their nomination in Atal Pension Yojana. For this, the applicant must have a savings account with a bank or post office. Also, keep in mind that you can only have one Atal Pension Account. The sooner you invest under this scheme, the more profit you will get. If a person joins the Atal Pension Yojana at the age of 18, then after the age of 60, he will have to deposit just Rs 210 per month for a monthly pension of Rs 5000 every month. In this way, this scheme is a good profit plan.
Spouses below the age of 39 years can avail the benefit of this scheme separately, from which they will jointly get a pension of Rs 10,000 per month after the age of 60 years. If husband and wife whose age is 30 years or less, they can contribute Rs 577 per month to their respective APY accounts. If the age of husband and wife is 35 years, then they will have to deposit Rs 902 every month in their APY account. In addition to the guaranteed monthly pension, if either of the spouses dies, the surviving partner will get Rs 8.5 lakh along with full life pension every month.
People investing in Atal Pension Yojana also get tax benefit of up to Rs 1.5 lakh under Income Tax Act 80C. According to the annual report of the National Pension System Trust (NPS Trust), out of 4.2 crore NPS subscribers, 2.8 crore or more than 66% had opted for APY by the end of the financial year 2020-21. Of the NPS subscribers, 3.77 crore or 89 per cent are from non-metropolitan cities. In case of untimely death of the person who is associated with this scheme, then there is also a provision to continue the benefit to his family. If the person associated with Atal Pension Yojana dies, then there is a provision to get pension to his wife. On the other hand, if the wife dies, then in such a situation there is a provision of getting pension to the children.
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