PM Jan Dhan Yojana: If you have Jan Dhan account, then you can take advantage of 10 thousand rupees on your account. Let us tell you that earlier this amount was 5 thousand rupees. Which the government has increased to 10 thousand rupees.
PM Jan Dhan Yojana: The facility of Jan Dhan account is given by the Central Government to the customers. In this bank account, many special facilities are given by the government. If you have also got this account opened or are planning to open it, then the Finance Ministry has given an important information about these accounts. Let’s know what is special:
The intention of the government was to reach banking facilities to every section and rural area through the Jan Dhan account. If you have also opened a Jan Dhan account, then know that in this account you are getting the full benefit of 10 thousand rupees. If you want to take advantage of this, then definitely read this news completely. After which you will also get the benefit of 10 thousand rupees in Jan Dhan account.
Benefits of Jan Dhan Account:
People whose Jan Dhan account is 6 months old. All those people can take an overdraft of 10 thousand rupees on their account. Let us tell you that earlier this amount was 5 thousand rupees. But the government has recently increased it to Rs 10,000. At the same time, your age should not be more than 65 years for the facility of overdraft.
The money of other schemes including gas subsidy, scholarship, old age pension, PM Kisan Samman Nidhi is deposited by the government in the Prime Minister’s Jan Dhan account itself. Along with this, this account can also be used for other banking facilities. On the other hand, even if you have zero balance in your Jan Dhan account, you can take an overdraft up to Rs 10,000.
They also get overdraft:
Even if your Jan Dhan account is not 6 months old, you can still avail the facility of overdraft. But then you will only get an overdraft of Rs 2,000.
How to open Jan Dhan account: Any Indian citizen can open Jan Dhan account for free. There is no need to maintain any minimum balance in this. Along with this, accidental insurance of Rs 2 lakh is also available on Jan Dhan account. At the same time, the minimum age for opening a Jan Dhan account is 10 years and there is no upper age limit.
Deposits of accounts crossed 1.5 lakh crores:
The number of deposits in bank accounts opened under Jan Dhan Yojana has crossed Rs 1.5 lakh crore. The government had started this scheme seven and a half years ago. According to the latest data of the Finance Ministry, the number of accounts under the Pradhan Mantri Jan Dhan Yojana (PMJDY) has reached 44.23 crore. The amount deposited in these accounts has exceeded Rs 1.5 lakh crore.
Scheme started in 2014:
The scheme, which promotes financial inclusion, completed seven years of implementation in August last year. Prime Minister Narendra Modi had announced the launch of Jan Dhan Yojana in his Independence Day address in 2014.
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