PM Awas Yojana Online Apply: PM Modi started the Pradhan Mantri Awas Yojana as soon as he came to power in 2015, whose goal is to provide housing with basic facilities to all by 2022.
PM Awas Yojana Online Apply: PM Modi started the Pradhan Mantri Awas Yojana as soon as he came to power in 2015, whose goal is to provide housing with basic facilities to all by 2022. Under this social welfare programme, any individual can avail home loan subsidy. The home loan interest rate in this scheme is up to 6.5%. Currently, it is under the third phase of PM Awas Yojana which started in April 2019 and will continue till March 2022.
This PM Awas Yojana (PM Awas Yojana Online Apply) is divided into two sections – first PMAY- Urban and second PMAY- Rural. The last date of Pradhan Mantri Awas Yojana is March 31, 2022. PMAY Online Application Form for 2021 Official Website of Pradhan Mantri Awas Yojana http://pmaymis.gov.in/ Available on As announced by the government on May 14, 2020, the last date to apply under the Credit Linked Subsidy Scheme of PMAY was extended till March 2022.
There are various benefits of applying online in Pradhan Mantri Awas Yojana (PM Awas Yojana Online Apply). For example, you can easily fill up the online application form from the comfort of your home with a hassle free user experience, thus saving both time and effort. Along with this, you can easily track the status of your PM Awas Yojana application after submitting the PMAY application form.
PM Awas Yojana Subsidy:
Once you have applied for the Pradhan Mantri Awas Yojana and your application is verified, the interest subsidy will be credited to your loan account. It will be adjusted with your outstanding loan amount and hence, your EMI will be reduced. Once the government will verify your documents and PMAY application form, it will take around 3-4 months to get PM Awas Yojana subsidy credit. It will take months.
How to PM Awas Yojana Online APPLY : How to Apply Online for PMAY Scheme through Pmaymis.gov.in?
You can apply online for Pradhan Mantri Awas Yojana through the official portal of PMAY under two categories ‘Slum dwellers’ and ‘Benefits under other 3 components’. The procedure to apply for pmaymis.gov.in online application is as follows:
STEP-1 : Go to pmay.gov.in! Click on ‘MIS Login’. Enter ‘username’, ‘password’ and ‘captcha code’. Click on ‘Login’.
STEP -2 : Select Category: Click on ‘Citizen Assessment’ on the menu on the website.
STEP – 3 : After clicking on the said category a drop-down list appears. Select ‘For slum dwellers’ or ‘Benefits under other 3 components’ and go to the next page.
STEP – 4 : Check Aadhaar/Virtual ID Number.
STEP – 5 : After completing the Aadhaar/Virtual ID number existence check, PMAY application form will appear. Enter the required details in the form.
STEP – 6 : Now submit the form.
Last date of application in Pradhan Mantri Awas Yojana:
The last date for Pradhan Mantri Awas Yojana application was initially fixed as March 31, 2020. However, the Finance Minister of India has extended the date of PM Awas Yojana for MIG-I and MIG-II category till March 31, 2022. For LIG and EWS category people, the last date to submit application for Pradhan Mantri Awas Yojana is March 31, 2022.
Purpose of PM Awas Yojana:
The objective of this Pradhan Mantri Awas Yojana is to provide ‘Housing for All’ by 2022. MIG-I applicants whose income is between Rs 6 lakh to Rs 12 lakh can get an interest subsidy of 4% on loan amount up to Rs 9 lakh. MIG-II applicants with an income of Rs 12 lakh to Rs 18 lakh can get an interest subsidy of 3% on loans up to Rs 9 lakh. Those with income up to Rs 3 lakh are classified as EWS and those with income between Rs 3 lakh and Rs 6 lakh belong to the LIG category.
Can I apply for PMAY for existing home loan? ,
If you want to use it to pay off existing home loan then you are not eligible for PM Awas Yojana scheme. PMAY initiative is for those who are trying to buy their first home. The main criterion for getting PMAY grant is that the applicant should not have a pucca house on his behalf all over India. For this reason, PMAY (Pradhan Mantri Awas Yojana) is not available on existing home loans.
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