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Budget 2022: The third phase of Jan Dhan Yojana can be started in this budget. Under this, all the Jan Dhan account holders will be connected with the facility of digital banking and door step banking.

Preparation for Budget 2022 is in full swing. This year’s budget is going to be very important for the government, public and economy. According to the report of CNBC Awaaz, Finance Minister Nirmala Sitharaman can make a big announcement for the banking sector on February 1. The government can start the third phase of Jan Dhan Yojana in this budget. Under this, all the Jan Dhan account holders will be connected with the facility of digital banking and door step banking. After the introduction of digital banking service, Jan Dhan account holders will also be able to take advantage of banking service from mobile.

There is also a report that schemes like Atal Pension Yojana, Sukanya Samriddhi Yojana can be linked with Jan Dhan account. Meaning, deposits can also be made in these schemes from Jan Dhan account. Due to this, the scope of these schemes will be increased further.

More than 44 crore Jan Dhan accounts:

44.33 crore accounts have been opened under Jan Dhan accounts. The purpose of the government is to connect these account holders with the Sukanya Samriddhi Yojana. Let us tell you that most of the Jan Dhan accounts have been opened in government banks. 1 lakh 54 thousand 916 crore rupees are deposited in these bank accounts.

The scheme was launched in 2014 by:

This scheme was started in 2014. Jan Dhan Yojana was started so that all the people of the country can be connected with the banking system. There is no need to maintain minimum balance in PMJDY account. Rupay debit card is issued to this account holder. Apart from this, accidental insurance of 2 lakhs is available. Overdraft facility of Rs 10,000 is available.

Documents for opening Jan Dhan account:

The process of KYC for opening Jan Dhan account has been kept very simple. You can open a Jan Dhan account in SBI or any other bank after submitting any one of the following documents-

  1. Passport
  2. driving license
  3. Pan Card
  4. Aadhar Card
  5. Voters ID Card
  6. Job card issued by NREGA with state government stamp on it
  7. ID card issued by central or state government, statutory or regulatory authority, government company, commercial bank, government financial institution
  8. Letter with attested photograph signed by gazetted officer

Even if none of these documents are there, a small account can be opened. A letter with self attested photograph bearing self signature or thumb impression.

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